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How to Pay for Your Course

How can I pay my fees?

You are required to pay course fees at the time of enrolment. Payment can be made in cash, by cheque or by Visa/Mastercard debit or credit card.

What if I can’t afford the fees?

For some courses there may be additional help to pay for your fees:

  • If you are unemployed and claiming state benefits, you may be able to claim the concessionary fee. Please contact us for details of evidence required or download our leaflet below.
  • If your household income is less than £20,000 per year, you may be eligible to apply for a bursary to pay for 50% of total course fees. Application forms for bursary funds are available from both Receptions and will need to be submitted in good time prior to the start of your course as the application may take up to 3 working days to be processed. This is a limited fund and will be allocated on a first-come, first-served basis so please enquire early

Download our How to Fund Your Course leaflet

I’m 19-24; do I need to pay course fees?

If you are between 19 and 23 when your course starts, you may qualify for a concession if you are studying your first full level 2 course. If you are between 19 and 24 when your course starts, you may qualify for a concession if you are studying your first full level 3 (e.g Access to HE ) or level 4 course. 

Loans for students aged 24 and over

  • Anyone over 24 can now apply for a loan to study – there’s no upper age limit!

  • If you are enrolling on an Access to HE course and then progress to a HE course at any UK college or University, any outstanding 24+ Advanced Learning loans you owe once you complete your higher education course will not need to be repaid. 
  • Applications are not means or credit checked!
  • Loans can be for anything over £300
  • Loan repayments start in the April following achievement of your course but there won’t be any repayments before 2016!
  • You only start paying your loan back if you start earning over £21,000 – if you never earn this much you will never pay it back as loans get written off after 30 years or at the death of the learner.
  • When you start paying it back you only pay back 9% on any income above 21,000 (current amount) so if you start to earn £22,000 your repayment would be made on £1000 which is approximately £7.50 per month or £90 per year!

Further information regarding student loans can be found on the following pages:

Download the 24+ Learning Loans fact sheet

I’m 16-18; do I still have to pay my course fees?

If you are 16-18 on the 31st August 2014, you won’t need to pay course fees for qualification courses. However you will still need to pay full fees for any non-qualification courses.

I’m under 16, what about me?

If you are under 16 on the 31st August 2014 you may be able to enrol on certain courses with tutor agreement. Please email info@racc.ac.uk before enrolment. Fees must be paid for both qualification and non qualification courses as the college does not receive any funding for learners in this age group.

Do I have to pay the whole cost all at once?

If your course is over £150 you maybe able to pay in 3 instalments; if your course is over £350 you maybe able to pay in 5 instalments, providing the final instalment is paid 6 weeks before the end of the course. Plans must be arranged in person at either site at the time of enrolment. You will need to have a UK bank account and will be charged £15 per instalment plan. You will also need to bring your bank sort code, account number and bank address with you.

Can I get any help paying for my course materials & travel expenses?

For some longer courses, you can apply for a bursary if your household income is less than £20,000 per year.

I don’t fit into any of these categories but I still need help to pay my fees

It might be possible to seek direct financial support from a local charity. Please ask at either Reception for current information.

I’m not sure if I have EU status

Government funding subsidies, concessions & bursaries apply to EU students only

  • If you have been living in the UK for less than three years and do not have settled EU/UK residency status, you will probably need to pay non-EU rates
  • You may need to enrol in person to provide the evidence required

I still have more questions, how can I contact you?

For more information on any of the above, please contact enrol@racc.ac.uk or phone 020 8891 5907 ext 4040 and we will help you with your enquiry.

Download our How to Fund Your Course leaflet

 

 

 


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Full Course Guide 2014-15

 

Funding Your Course